The Nation’s #1 Dual Pricing & Surcharging Platform.
Dual Pricing & Surcharging States
![swipe4free map swipe4free map](https://swipe4free.com/wp-content/uploads/swipe4free_map.png)
Is Surcharging Legal?
Surcharging
Surcharging is rapidly gaining approval throughout the United States. Originally, there were a total of 10 states that banned surcharging, but as of 2024, only Connecticut, Maine, Massachusetts, California, and New York do not allow merchants to apply a surcharging fee. Colorado and Oklahoma allow merchants to apply a surcharge at a maximum of 2%.
How Does Surcharging Work?
- Signage must be posted at the entrance as well as the Point-of-Sale
- Signage must state:
• Exact amount or percentage of the Surcharge
• Statement that a Surcharge is being assessed by the merchant
• Surcharge is only assessed on credit card transactions
• Surcharge is not greater than the MDR - Merchant must be registered with Mastercard 30 days before processing
- Along with the merchant application, the merchant must also execute the Merchant Attestation
Why Choose Swipe4Free?
Businesses that join Swipe4Free see an immediate increase in profit as a result of the savings from eliminating their processing bill. These savings are being used to cover payroll increases as a result of minimum wage hikes, rent and utility increases, increases in cost of merchandise, and much more.
![Testimonial 1 Swipe4Free Swipe4free-Testimonial-1](https://swipe4free.com/wp-content/uploads/2019/09/Testimonial_1_Swipe4Free.png)
“My terminal clearly shows the cash price and card price making it easier for me and my customers to see the savings when paying with cash. If a customer purchases $10 worth of goods, I receive $10. This is one amazing service and it’s completely free for merchants!”
![Testimonial 2 Swipe4Free Swipe4free-Testimonial-2](https://swipe4free.com/wp-content/uploads/2019/09/Testimonial_2_Swipe4Free.png)
“My family’s cost of living was going up and I needed to increase the amount of money I took home.
Swipe4Free allowed me to instantly increase my profits and cover my family’s overhead.”
![Testimonial 3 Swipe4Free Swipe4free-Testimonial-3](https://swipe4free.com/wp-content/uploads/2019/09/Testimonial_3_Swipe4Free.png)
“Thanks to Swipe4Free. I’m able
to manage higher minimum wage
laws for my employees without
having to reduce their hours or
downsize my staff.”
![Testimonial 4 Swipe4Free Swipe4free-Testimonial-4](https://swipe4free.com/wp-content/uploads/2019/09/Testimonial_4_Swipe4Free.png)
“Food & labor costs are constantly increasing. Swipe4Free helped us recover those increased costs by eliminating our credit card processing fees instantly.