The Nation’s #1 Cash Discounting & Surcharging Platform.

Personalize your plan today in a few simple steps.

Stop Giving Away Your Hard Earned Profits to Your Processor

Get Rid of Your Fees & Keep 100% of Your Revenue

Why Join The Nation’s #1 Cash Discounting & Surcharging Platform?

Free Credit Card Processing - Swipe4Free

Keep 100%
of Your Sales

Swipe4Free lets you keep all of your profits by eliminating your credit and debit card processing fees by passing the fees onto the customer. A Non-Cash Charge is automatically implemented in each transaction made using a credit or debit card. The Non-Cash charge covers interchange costs, authorization costs, credit transaction costs, and merchant support.

Mobile Credit Card Processing -Free Credit Card Processing - swip4free

Accept Card
Payments Anywhere

As a Swipe4Free merchant you have access to a suite of the newest POS systems and terminals that will allow you to take payments anywhere on-the-go, making your job and your customer’s life much easier. Being able to accept payments at any given time opens your business up to a new world of opportunities and profitability.

Credit Card Processing -Free Credit Card Processing - swip4free

Reward Cash
Paying Customers

Swipe4Free does not only eliminate your business’s card fees with our Non-Cash Charge, but it also encourages your customers to pay with cash helping you further avoid card fees and putting cash straight into your pocket. Swipe4free gives your business the unique ability to reward cash paying customers by giving them a lower price.

  • Cash Discounting is Fully Compliant with Federal and State Laws
  • The Durbin Amendment does not allow any payment card network to inhibit a merchant’s ability to implement a cash discount.

  • The U.S. Has the Highest Interchange Rates
  • U.S. interchange rates are unregulated, allowing payment card networks (Visa, MasterCard, etc.) to charge what they want at any time. Interchange fees will continue to increase to the merchant.

  • Raising Your Prices Loses Customers
  • It has been proven that raising prices costs far more customers than implementing a cash discount program.

  • Offset the Rising Minimum Wage Rate
  • States across the U.S. are raising minimum wage rates, especially in the Tri-State area with New York at $15/hour with New Jersey soon to follow.

  • Avoid Junk Fees and All Other Miscellaneous Fees
  • Junk fees are just one example of a junk fee charged by your traditional credit card processor.

  • Removing Minimum Credit or Debit Card Signs
  • Cash Discounting removes the need to display a minimum debit or credit card sales signs.

  • Offset Other Constantly Growing Costs of Doing Business
  • From rising rent to inventory costs, the cost of doing business grows every year for merchants with no relief.

Top Business Types Using Swipe4Free

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Delis & Supermarkets

Grocery stores & Supermarkets no longer have to lose customers to Credit Card Minimums and can accept credit cards, regardless of the amount, with no fee.

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Pizzerias

Eliminate the minimum sale credit/debit card signs and offset increasing minimum wages and food costs through Swipe4Free. No longer do Pizzerias have to worry about decreased profits from processing fees.

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Restaurants

Increases in the minimum wage and other costs make it difficult for restaurants to make a profit. Swipe4Free offsets these costs by eliminating their processing bill.

Free Credit Card Processing - Swipe4free-Testimonial-business-bar

Bars & Nightclubs

Whether it be a VIP/Bottle Service establishment, a bar, or lounge all can benefit from eliminating processing fees. When people are celebrating or out partying, they are unlikely to complain about a small charge when using a card for payment.

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Salons & Spas

Beauty Salons love Swipe4Free. Whether it's a manicure or a complete makeover; the amount they charge is the amount they receive.

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Retail

Retailers are prime candidates for Swipe4Free, because net margins are much smaller compared to other industries. Retailers know that overhead cost, labor, and inventory slims down your margins significantly

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Liquor Stores

Using Swipe4Free helps liquor stores recover the profits lost due to increased labor and inventory costs. Swipe4Free has brought increased profit to this industry.

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Professional Services

Doctors & Dentists are always complaining about credit card fees, especially when it comes to Co-Pays. Lawyers have no reasons to pay fees when accepting cards for legal retainers. Now, through Swipe4Free they have been eliminated.

Free Credit Card Processing - Swipe4free-Testimonial-business_services

Service Industries

Merchants within the service Industry love Swipe4Free. When assisting a customer with needs like Towing, HVAC, Locksmith etc. The customer has no problem paying for the convenience of using their Credit Card in these urgent situations

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Wholesalers

Thanks to Swipe4Free Wholesalers can now collect payments up front via Credit Card, rather than giving terms. Through Swipe4Free their profit margins are not affected!

The eCommerce
Payment Solution

Swipe4free provides your eCommerce business with the functionality and language to integrate a convenience fee at check out. Swipe4free is fully compatible with top shopping cart platforms like Woo Commerce. Eliminate your credit and debit card processing fees in minutes by implementing Swipe4free!

Introducing Social Distancing To The Payment Industry

We understand that businesses are slowly reopening and there is a level of uncertainty with their consumers returning back to normal spending. Once reopened merchants must also follow strict social distancing guidelines also effecting their ability to maximize sales volumes. In addition merchants now have the added expense of PPE(Personal Protective Equipment) – like face masks, gloves, and hand sanitizer. Now is the perfect time to eliminate your Credit card processing fee’s to help offset these financial hardships! Swipe4free provides a solution to all these issues!

The Social
Distancing Solution

We provide each of our merchants with our certified merchant safety sticker placed at the point of entry ensuring customers that your business is doing everything in your power to help keep your employees and customers healthy and safe. We also provide contactless and antimcirobial equipment that protects your customers and employees from the spread of harmful germs.

Contactless
Payment
Solutions

Free Credit Card Processing - contactless payments Terminal Images

Keep your staff safe and your customers safe by accepting contactless payments. Contactless payments allows you and your staff to process payments without having to physically touch the customers card. All of our featured Dejavoo and Pax terminals and pinpads are equipped with a contactless payment option that can accept eWallet payments.

Free Credit Card Processing - Antimicrobial Payment device Images

Keep your staff safe and your customers safe by accepting contactless payments. Contactless payments allows you and your staff to process payments without having to physically touch the customers card. All of our featured Dejavoo and Pax terminals and pinpads are equipped with a contactless payment option that can accept eWallet payments.

Antimicrobial
Payment
Solutions

Swipe4Free Integrations

Point-of-sales-System

POS Systems


Our complete list of Point of Sale systems perfect for any brick and mortar business type.

Credit-card-terminal

Terminals


Our complete list of terminals perfect for any brick and mortar business type

Swiper-credit-card-Machine

Swipers


Our complete list of Swipers perfect for the on-the-go business owner using a mobile device.

virtual-payment-gateway

Virtual POS & Gateways

Our complete list of Virtual Terminals perfect for online retail businesses and professional services.

Swipe4Free Savings Calculator

What is the Amount of Your Average Credit Card transaction?

$10,000

How Much is Your Average Credit Card Processing Volume Per Month?

$50,000

How Much is Your Average Credit Card Processing Bill Per Month?

$50,000

Your Savings

Your Monthly Processing Cost

$49.99

Your Savings Per Month​

$99.95

Your savings per year

$99.95

$1.60 (4%) Non-Cash Discount Charge To Customer