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The Nation’s #1 Dual Pricing & Surcharging Platform.

Personalize your plan today in a few simple steps.

Stop Paying Card Processing Fees! Start Saving Today With Swipe4Free!

Get Rid of Your Fees & Keep 100% of Your Revenue

Why Join The Nation’s #1 Dual Pricing & Surcharging Platform?

Free Credit Card Processing - Swipe4Free

Keep 100% of Your
Card Sales

Swipe4Free lets you keep all of your profits by eliminating your credit card processing fees through our dual pricing platform. All prices of goods/services are displayed in both the cash amount and card amount. The cash amount is discounted from the card amount. Should a customer choose to pay in credit card, there will be no discount applied. We also offer surcharge services. This service applies a surcharge fee (maximum 3%) on all card sales of goods/services which is shown as an additional separate line item to the cost of the item/service.

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Accept Card
Payments Anywhere

As a Swipe4Free merchant you have access to a suite of the newest POS systems and terminals that will allow you to take payments anywhere on-the-go, making your job and your customer’s life much easier. Being able to accept payments at any given time opens your business up to a new world of opportunities and profitability.

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Reward Cash
Paying Customers

Swipe4Free does not only eliminate your business’s card fees with our Surcharge Fee, but it also encourages your customers to pay with cash helping you further avoid card fees and putting cash straight into your pocket. Swipe4free gives your business the unique ability to reward cash paying customers by giving them a lower price.

  • Dual Pricing is Fully Compliant with Federal and State Laws
  • Providing the customer the option to pay in card or cash.
  • The U.S. Has the Highest Interchange Rates
  • U.S. interchange rates are unregulated, allowing payment card networks (Visa, MasterCard, etc.) to charge what they want at any time. Interchange fees will continue to increase to the merchant.
  • Raising Your Prices Loses Customers
  • It has been statistically proven that raising prices costs far more customers than implementing a dual pricing program.
  • Offset the Rising Minimum Wage Rate
  • States across the U.S. are raising minimum wage rates, especially in the Tri-State area with New York at $15/hour with New Jersey soon to follow.
  • Avoid Junk Fees and All Other Miscellaneous Fees
  • Junk fees are just one example of a junk fee charged by your traditional credit card processor.
  • Offset Other Constantly Growing Costs of Doing Business
  • From rising rent to inventory costs, the cost of doing business grows every year for merchants with no relief.

Top Business Types Using Swipe4Free

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Delis & Supermarkets

Grocery stores & Supermarkets no longer have to lose customers to Credit Card Minimums and can accept credit cards, regardless of the amount, with no fee.

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Eliminate the minimum sale credit/debit card signs and offset increasing minimum wages and food costs through Swipe4Free. No longer do Pizzerias have to worry about decreased profits from processing fees.

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Increases in the minimum wage and other costs make it difficult for restaurants to make a profit. Swipe4Free offsets these costs by eliminating their processing bill.

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Bars & Nightclubs

Whether it be a VIP/Bottle Service establishment, a bar, or lounge all can benefit from eliminating processing fees. When people are celebrating or out partying, they are unlikely to complain about a small charge when using a card for payment.

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Salons & Spas

Beauty Salons love Swipe4Free. Whether it's a manicure or a complete makeover; the amount they charge is the amount they receive.

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Retailers are prime candidates for Swipe4Free, because net margins are much smaller compared to other industries. Retailers know that overhead cost, labor, and inventory slims down your margins significantly

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Liquor Stores

Using Swipe4Free helps liquor stores recover the profits lost due to increased labor and inventory costs. Swipe4Free has brought increased profit to this industry.

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Professional Services

Doctors & Dentists are always complaining about credit card fees, especially when it comes to Co-Pays. Lawyers have no reasons to pay fees when accepting cards for legal retainers. Now, through Swipe4Free they have been eliminated.

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Service Industries

Merchants within the service Industry love Swipe4Free. When assisting a customer with needs like Towing, HVAC, Locksmith etc. The customer has no problem paying for the convenience of using their Credit Card in these urgent situations

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Thanks to Swipe4Free Wholesalers can now collect payments up front via Credit Card, rather than giving terms. Through Swipe4Free their profit margins are not affected!

The eCommerce
Payment Solution

Swipe4free provides your eCommerce business with the functionality and language to integrate a convenience fee at check out. Swipe4free is fully compatible with top shopping cart platforms like Woo Commerce.

Introducing Social Distancing To The Payment Industry

We understand that businesses are slowly reopening and there is a level of uncertainty with their consumers returning back to normal spending. Once reopened merchants must also follow strict social distancing guidelines also effecting their ability to maximize sales volumes. In addition merchants now have the added expense of PPE(Personal Protective Equipment) – like face masks, gloves, and hand sanitizer. Now is the perfect time to eliminate your Credit card processing fee’s to help offset these financial hardships! Swipe4free provides a solution to all these issues!

The Social
Distancing Solution

We provide each of our merchants with our certified merchant safety sticker placed at the point of entry ensuring customers that your business is doing everything in your power to help keep your employees and customers healthy and safe. We also provide contactless and antimcirobial equipment that protects your customers and employees from the spread of harmful germs.


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Keep your staff safe and your customers safe by accepting contactless payments. Contactless payments allows you and your staff to process payments without having to physically touch the customers card. All of our featured Dejavoo and Pax terminals and pinpads are equipped with a contactless payment option that can accept eWallet payments.

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Our Clover devices are also equipped with contactless payment options, as well as having screens that are antimicrobial. These screens help eliminate the growth of microorganisms and germs such as the ones found in the COVID-19 virus. Our contactless payment solutions not only help keep you safe but your customers safe as well assuring them that your place of business is taking the best safety precautions.


Swipe4Free Integrations


POS Systems

Our complete list of Point of Sale systems perfect for any brick and mortar business type.



Our complete list of terminals perfect for any brick and mortar business type



Our complete list of Swipers perfect for the on-the-go business owner using a mobile device.


Virtual POS & Gateways

Our complete list of Virtual Terminals perfect for online retail businesses and professional services.

Swipe4Free Savings Calculator

What is the Amount of Your Average Credit Card transaction?


How Much is Your Average Credit Card Processing Volume Per Month?


How Much is Your Average Credit Card Processing Bill Per Month?


Your Savings

Your Monthly Processing Cost


Your Savings Per Month​


Your savings per year


$0.90 (3%) Surcharge Fee To Customer

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