Be Your Own Boss.

Create Your Own Hours.

Run Your Own Team.

Here's How You Make

$100,000 with Swipe4Free

Earning Category
Month 1
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Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
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Total Per Month
Total Earnings
Residual Book Value

Sign up 12 Merchants a month and you will earn over 100K in less than a year!

Data based on an ISO averaging 12 merchant accounts per month, each with an averaging processing volume of $15,000, under the Swipe4Free tier 3 compensation structure.

The Swipe4Free

Compensation Structure

Average of 10

merchant accounts

processing 15K each

Average of 20

merchant accounts

processing 15K each

Average of 25+

merchant accounts

processing 15K each

As a Swipe4Free ISO you can reach a new tier just by signing up 1-2 merchants that have a higher processing volume than the average merchant. There are no minimums, no requirements, and no deadlines. The possibilities are limitless!

This data only reflects the average merchant account. You can reach $100K faster than 9 months by signing up merchants that process more than $15K a month. You set your own goals!

We Give You The Tools To Be Your Own Boss

• Custom Made Marketing
• 24/7 ISO Support Managers
• ISO Trainers
• Multitude of Weekly Trainings
• Residual Payment Specialists

• Newest Payment Technology
• Custom POS Integrations
• Lead Generation
• Appointment Setting
• Custom Proprietary CRM

We Are A One Stop Shop For All Your ISO Needs

• ISO Support Managers
• ISO Trainers
• Marketing Department
• Residual Payment Specialists
• Risk & Underwriters
• Access to Management
• Lead Generation

• Over 60+ POS Integrations
• Equipment Leasing / Financing
• Proprietary Custom CRM and Mobile App
• Merchant Facing CRM
• Cash Advance In-House
• Custom EMV POS Sytems for Cash
   Discounting and Surcharging

• Contactless Payment Solutions
• White Labeled Statements
• Custom Marketing Materials
• Web Design & Development
• Appointment Setting


Why is selling Swipe4Free a great career path?

Every single business and business owner is a potential client.  For those of you who have experience selling for different companies in different industries you know that a big part of any sales job is finding the right prospects. When you decide to sell Swipe4free, you can sign up any business of any type and size.  In today’s market, everyone accepts credit and debit cards and let’s face it what business is not looking to save money by eliminating those ridiculous credit card processing fees! Imagine selling something where you can walk into any business and offer them to get rid of one of their largest bills putting a lot of money back in their pockets! Business owners have it now harder than ever before to make a profit , imagine what they can do with all the savings you provide them!

In a credit card processing career, you can make 5 to 10 times your current income.  It all depends on the work you put in.

If you’re a dedicated performer who spends 8 hours a day working with business owners, you could make upwards of $300,000 in a single calendar year.

If you currently are a B2B vendor and simply want to add this service as an added value to your existing customers - you can make an additional $50,000-$300,00 annually in passive income.

If you’re a more laid-back worker happy to make a comfortable $30,000 annually, that’s doable too.

The choice is yours, and the work you put in will be reflected in your recurring annual income.

How much money can I make?

How does residual income work?

Swipe4free is one of those rare sales jobs that allows you to earn monthly residual income. As you build your base of customers, you’ll earn a monthly residual income based on how much credit card volume your customers’ businesses process. Typically, an average merchant on Swipe4free yields us about $250.00 in profit per month. If you’re actively selling, your income will grow month over month.

Can I sell my residual?

The beauty about residual income is that it’s an asset, an asset that you can sell or leverage at any point. Swipe4Fee is willing to buy a portion of your residual at a 12x divisible at any point.

For Example; you can sell $5k worth of your residual income and in return receive a lump sum payment of $60,000.

In what other industry or job is that possible?

One of the many benefits of pairing up with Swipe4free is that we front you the cost of equipment and deduct it from your bonus or lease payout. As a Swipe4Free ISO you will never have out of pocket costs, and you can focus entirely on building your income.

Do I have to pay for equipment?

Yes you can make substantial income from upfront activation bonuses typically ranging from $350-$400 per new approved merchant account! Once one of your new approved merchants begins to process our CRM will trigger a bonus which is direct deposited into your bank account twice weekly! The more new approved processing deals you get up and running the more upfront bonuses you will earn! Do the math if you get 10 new merchants set up this month you will earn $4,000 just in activation bonuses.

Do I make upfront commission / bonuses?

Can I increase my residual share in the future?

Absolutely, here at Swipe4Free we believe in our sales reps financial growth and so we outline a volume tiered structure which enables you to increase your residual split per tier met.

Leasing can instantly increase your upfront commission/bonus. On a typical lease you can earn anywhere from a few hundred to a couple of thousand dollars

Why is leasing equipment to merchants profitable for me?

Since Swipe4free charges the merchant no credit card processing fee’s typically the only time a merchant cancels is if they are going out of business. An average merchant should stay for the remainder of their businesses lifetime.

How long does a typical merchant stay?

Do I receive training from the company on how to sell Swipe4Free?

We offer live interactive trainings for an array of different topics. We have trainings that focus on sales, advance sales, equipment, CRM, leasing, etc. Trainings are scheduled on a weekly basis. We want to ensure you’re set-up for success and have the corporate backing needed!

There is absolutely no start up, set up, or upfront cost associated for you to take advantage of this opportunity. All you need is sheer determination and commitment to be successful. 

Do I have to pay anything to get started in this industry?

When do I get paid my residual & upfront commission / bonuses?

Bonuses / commissions are paid out twice a week. Residual is paid 30 days in the arrears. For Example, you would be paid in February for your merchants processing volume in January.

Residuals are paid out for as long as your merchants are processing with us. It gives you the flexibility to take vacations or time off but still generate monthly / yearly income.

Do I receive lifetime residuals?

We pay all of our agents on 1099, meaning you receive 100% of all income generated and you’re responsible for paying taxes. 

Do I get taxed on my monthly residual income?

This job offers you the opportunity to be your own boss and make your own hours. However, your commitment level directly correlates to your income potential. The more hours you put in, the higher your residual income will be.

Do I have to follow a specific schedule or can I make my own hours?

Just about anyone can do well selling Swipe4free! Typically a sales background helps or If you have an outgoing personality and love talking with people, you’ll love all the face-to-face and phone interactions you’ll get to have with business owners. 

If you have existing relationship with business owners this a huge advantage! Most people start off by signing their friends and families businesses then move towards business contacts.

We guarantee if you knock on 10 businesses doors a day then you will close a deal!

What type of individuals thrive in Swipe4Free?

No it’s better! With this opportunity you get to build a residualized income and it only keeps growing, month over month.

For example, let’s say you sign up a restaurant that’s paying $900.00 a month in fees, that means their processing volume is around $30k a month in credit cards.

First, you would be saving the merchant about $11k a year or $900 a month, and making about $300-400 a month in perpetuity as long as that merchant stays actively processing with us.

Now multiply that by lets say 5 businesses that you’re signing  up on a monthly basis. You’ve built a $1,500-2,000 residual income in a month!

In six months, you would have built a stream of residual income between $9-12,000 a month.

Moreover, you can choose to sell that residual income at a rate of 12x multiple for a lump sum of $108,000-144,000.

Now does that sound better than a salaried position?

Is this a salaried position?

Learn MoreStart Earning $100K Today!Sign Up Now!

What is Swipe4Free?

Swipe4free is the nation’s #1 Cash Discount credit card processing platform. Swipe4free allows the merchant to pass their credit card processing fee’s onto their customers. Swipe4free eliminates the typical 2.5%- over 4% the merchant typically pays to accept credit cards. Remember when a merchant accepts a payment of say $100 by credit card, they do not receive $100 they receive the $100 minus their Credit Card processing fee’s typically leaving them with about $97. Swipe4free eliminates these fees saving the merchant thousands of dollars per month!

What is cash discounting?

Cash Discounting is when a merchant advertises that the prices of items in their business is a cash price and if you choose to pay with a credit card you will now have to pay a higher price. This is the same logic as in a Gas Station- There is a Cash price and a Credit Card price per gallon of gas. The cash price is lower than the credit card price because the business owner has to pay expensive credit card processing fee’s if you pay by credit card. If you pay by cash the merchant does not have to pay credit card processing fees. This incentivizes the customer to pay by cash in order to get a lower price. You are now rewarding the cash paying customers rather than the credit card paying customers that cost you a lot of money to accept because you are paying for their airline miles/rewards/cash back etc….

Swipe4Free® is a registered ISO of the following Banks: Wells Fargo Bank, N.A., Concord, CA, Esquire Bank N.A., Jericho, NY. Designated trademarks and brands are the property of their respective owners. American Express may require separate approval. The Clover name and logo are owned by Clover Network, Inc. a wholly-owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.

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